Benefits & Social Assistance in Canada: A Guide for Newcomers

Canada Child Benefit (CCB): tax-free monthly payment for eligible families with children under 18. Based on family net income. Apply through CRA. Must file taxes annually to maintain eligibility.

GST/HST Credit: tax-free quarterly payment to help offset sales taxes for low and modest income individuals. Applied automatically when you file your tax return. Newcomers can apply using Form RC151.

Ontario Works (OW): financial and employment assistance for Ontario residents in financial need. Covers food, clothing, shelter, and employment support.

Ontario Disability Support Program (ODSP): monthly income support and health benefits for people with disabilities in financial need.

Employment Insurance (EI): temporary income support for unemployed workers, those on parental leave, or those who cannot work due to illness. Requires minimum insurable hours.

Filing your taxes is the key to benefits: most Canadian benefits are tied to your tax return. File every year even with no income.